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At Fidelity First Insurance Group we understand as a business owner you encounter daily challenges.
Acquiring business insurance should not be one of them. As business owners ourselves we understand your needs and what type of insurance your business may require regardless of how small or large of a company. Our team will listen to your needs and work with you to tailor the best insurance plan with the required coverages. Our goal is to ensure your business has the necessary insurance coverage to protect what you have worked so hard to build.
Contact the insurance experts at Fidelity First Insurance Group today to minimize your risk as a business owner.
Fidelity First Insurance Group Offers the Insurance Coverages below:
Errors & Omissions Insurance
Directors & Officers Insurance
Data Breach
Surety Bond
Construction OCIP/ Wrap Up
General Liability Insurance
Professional Liability Insurance
Commercial Property Insurance
Commercial Auto Insurance
Commercial Umbrella Insurance
Workers' Compensation Insurance
Product Liability Insurance
Business Income Insurance
Business Owner’s Policy
Home Based Business Insurance
UNDERSTANDING BUSINESS INSURANCE
General Liability Insurance will protect your business from liability claims made by people against of your business. This can include customer accidents and damage to someone else’s property that your business causes.
Professional Liability Insurance will protect your business from claims that there where errors made while providing your professional services.
Commercial Property Insurance will cover your business equipment, furniture and other covered property from the costs of property damage. It also helps to restore the property you use in your business to its original condition before a covered loss or damage.
Commercial Auto Insurance will protect your commercial vehicle from physical damage and liability coverage as a result of damage or accident.
Commercial Umbrella Insurance will protect your business’s liability coverage beyond your standard liability policy. If a liability claim made against your business exceeds the limits of your primary liability policy, Commercial Umbrella Insurance can help pay the remaining costs of the claim.
Workers’ Compensation Insurance will provide benefits to employees who become injured or ill on the job. In the unfortunate event that an employee dies due to a work-related injury or illness, this coverage can also provide benefits to the employee’s family.
Product Liability Insurance will protect your business again claims of personal injury or property damage caused by products sold or supplied through your business.
Business Income Insurance will help replace lost income if your business is unable to operate because of a covered loss of or damage to your business property.
Business Owner’s Policy (BOP) conveniently bundles General Liability, Business Property and Business Income Insurance in a single policy for small business owners.
Home Based Business Insurance will protect your business from property damage and liabilities which your homeowner’s policy will not cover.
Errors & Omissions Insurance will protect your business and employees against claims made by clients for inadequate work or negligent actions.
Directors & Officers Insurance will protect your directors and officers of the business for losses as a result of legal action brought for alleged wrongful acts in their capacity as directors and officers.
Data Breach Insurance will cover the costs associated with a business related data breach. This can include costs to notify customers and employees, run campaigns to help restore your business’s reputation.
Surety Bond will provide a guarantee to a party in the event the principal fails to meet an obligation or contract.
Construction OCIP/Wrap will provide liability and loss coverage to a property owner during the construction or renovation of a property.
